Asking for money because of a law sue against me and if I dont provided him with a payment he will file a criminal charge against me and I would be arrested for it.
These [***] called me and tried telling me I was being sued and when I questioned him about it he got mad and hung up. I called back and cussed him out good lots of racial slurs and such. Hope they get the hint. LOL
This guy who calls himself Daniel Lewis. Keeps calling the first time he tries to be nice by today I'm a begged and something else. It's hard to understand do to the accent. He's threatens with the police and freezing my account; which are my government benefits. Let you know what happens
He called me saying authorities would have me in jail within three days. I got a bit shocked since all my info was correct still a bit worried with my identity though.
No scummy debt collector want a be can file criminal charges, especially not over civil debt (which is why it is called civil and not criminal). Now since he talked to you he is required by law to do this:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php