One's best response, is no response. Just ignore the call.
Many of those who work as Debt Collectors are not polite because they are not Boy Scouts and/or Girl Guides. They are mainly a downtrodden lot, and their ranks include ex-convicts, drug addicts, 20-somethings without high-school diplomas and a variety of other hard-luck cases.
Oh, my gawd, they are like thugs. However, the more clean-cut types simply can’t get the job done. So don't expect that debt collector, who is calling you, to be nice!!!
What about if the bills are pseudo? that is - in their (telcos) heads only?
What if I'm tired of arguing with some son of a **** each time i try to explain: "thus in not my charge" & " no, i will not orovide proof of payment" --and now I just choose to 100% ignore them?
Story:
Telus one day sends me a letter that I owe them $720+ dollars out of blue. What do I do? Run in circles scream and shout?! No way, that is them winning. I don't make a call, not a single one. Several warnin
arrive in mail. Disconnection notice day before action finally arrives 3-4 weeks later. I dial their number.ve Real person answers (i never speak with voice mail or people with Indian accent behind 10 sec pause--, no offence meant)
-why are you disconnecting me?
male: you haven't paid your bill Sir?
-why should I?
male: but..but..you're supposed to pay..
- pay what? $720+ for what please ?!
male: you haven't returned your sattelite dish data router when you switched over to optik
-right. each time I ho to flea market I can buy those slowpokes for $10-20 apiece. Here's the deal: I'll get dozen routers, you give me $350 (less than half price of value you charge now) and you keep the rest ?
male: we can do that Sir
-why not? you'll get tons of perfectly useless and obsolete gear that you guys are expert at providing anyway and held the economy. economy!
male: Sir, I'm afraid I'll have to hand your case over to collection agencies
-right. I'll have hand Telus over to my brain's "enemy department"
male: i need to go now..good bye Sir
-I have proof I've returned wretched router, by the way
male: but..but..(stutters )
- I have a photo of your employee coming to my door, with the thing in his hand, and Telus ID tag
male: why don't you say so Sir?
-why should I?
male:* pause*
-if you call me, to say: John Smith is not your name , am I supposed to pull out my
Drivers licence to prove I am who i am, or are you supposed to know who I am BEFORE you usurp my time, space and energy !?
male: we're sorry Sir
-right. apology not accepted. it's not you. your just tiny part of soulless mindless, eyeless, heartless evil corporation
and you're trying to make leaving. I get it
but for the record, this is my message to Telus (and any other Telcos) hoping you can do one thing right:
bend over and kick yourself in the ***. I bet you can't even do that?!
Useless as the tits on the bull. All Telcos are. Good bye
Back to today status quo:
-What if I chose to chastise Telus for their business nonsense? Chastise means: "I'm punishing you"
So, call all you want, but stone will bleed before one rusty penny comes out of my pocket
Furthermore, 10 or 20 yrs later, they'll come about. They will realize: this man will never pay those few $ he owes us..That is the time for apologies, trying to build a bridge and recover huge lost business, offer me a killer, unbelievable deals, crying for help... Worse thing is to have Rogers, Telis, Bell, Fido, Solo lose good business, right?
Wrong! worse thing is when they finally realize they'll never get paid & try genuinely to apologize- & I come back brutally brutal and say: "given same circstances, I'd do it all over again" Let this message sear into your neural pathways, fellas
-that you kiss my ***, not me yours- is reality. It's about control. I'll never let you
win. you can call but to no avail. it's a grudge. it will be gone when I'm gone- or you're gone. Banks and Telcos that gamble our $ on stock exchange like October 2008- they should be gone already. But they were saved by printers first time. Next time it will be disaster of Biblical proportions. "Governments change, people stay".economy will suck as long as telco bill takes precedence over, say-buying a car. let the car desler and banking lobby fight telco lobby at the gvmnt level..to scrap this stupid law (loyal client gets bad credit for unpaid/unjustified bills). serves them all right. enjoy your bustling economy fellas
Rogers home phone offered to take over our Bell home phone for less money monthly. I asked that my husband's name be put on the bill instead of mine, so they changed it. The bill came one month later and was addressed to my husband. Everything looked great. After that we signed up for Internet with Rogers as well. Bill came one month later and everything was fine. Probably two years went by and I received a better deal from Bell. Switched back to Bell. Rogers needed their equipment back. My husband (name on Rogers bill) went to return it and refused him (and the equipment) because his name did not match the birthdate they had on file. Rogers did not ask for his date of birth when they put his name on the bill originally. So, when he presented hi ID, instead of making a photocopy of his drivers licence and applying the equipment to the bill (keep in mind that his name and address match Rogers information) they refused him. Now, instead of ANYONE taking initiative to fix the problem at Rogers, my husband will always have my birthdate. Collections call, but can't talk with my husband because they ask him for his birthdate. Since he has "the wrong one", he's not the person they're looking for. CBCC called the house today asking me for the number they dialled. I told them, "I don't know who you are and won't give you that information." She told me then to enjoy the calls. Call display is great. I can ignore them, the way they ignore us. It's been three years, by now. So, if you think I'm nuts, you can understand why. Four calls a day can wear on a person. Laugh!
when I get the call from one of 2-3 dozen phone numbers listed under the name "crooks" -I never answer
Sometimes, I a feel like being entertained, I will actually answer and its either:
a) it's a automated-dialed call that hangs up once I answer the call (approx- 10% of time)
b) East Indian accented man/woman asks: is this 'John Smith'?
me: who wants to know?
-is this john smith?
me: what for?
-we need to talk to john smith
me: I'll tell him when I see him? what has he done now?
-we are canadian ...collection..mumbo jumbo
me: just cut right out making sure its in the middle of his pleas
c) -is this john smith?
me: just a second, I'll go get her. (leave phone under the pillow for 10-15minutes..99% of the time they are gone and gone
I show no mercy to telcos. In all honesty, I'm little bit too cruel to them because of their
corporate policies. long gone are days when customer was (always) right
a year ago, I saw a new car at the dealer. Dealer played along.
I said: deliver this brand new car to my address by noon.
Salesman: No problem
Evening comes, 4 pm, close to closing time. No car no calls from my dealer
so I make super rare exception and call
-where's my car?
-sales rep: we need you to come and sign blah blah..credit score..blah..blah
me: I told you all; my credit is no good because I have half dozen telcos bent over for me
didn't I? why did I have to go thru all that paperwork? are you in cahoots with telcos now ?!
-Salesman: you need to correct it (bad credit) first sir
me: -I can not disagree more. We're done here
salesman: sorry to hear that
me: don't be sorry for me. you go tell your boss who can tell his
boss to gather auto industry to lobby Gvmnt against telcos lobby. how come telcos
can exert this kind of power and brown nose so deep -obviously at your own expense?
why can't you capture what good business you can?
salesman: *mute, jaw opened a little..*
me: truth is brutal, isn't it? you could probably still do one thing for me, though
salesrep: what is that?
me: (love this one) try to bend over and kick yourself in the ...
2-3 weeks later I come over with 3 yr old SUV and 50,000 km on the engine:
-anyone wants demo ride? still smells new ;)
Moral of the story?
"cash is the king"
Banks are no better then telcos. As evil as. Here is the story how to kick them in the ...
My accountant begs me to open dedicated business account. She said: you run to much
business to online account (which is free of charge BTW)
-I finally agree, so off I go to the bank
Bank manager there places stipulation: "each cheque I bring needs to
be initialed before its cleared same day. otherwise, 5 buss. days to clear"
This happened because my credit score is low (half dozen telcos aren't being paid the way they want)
+ I refused to sign directors's guarantee. (Never sign those-Whats the point of going "Limited" then ?!)
Almost 3 yrs go by. By now, when bank personnel see me, they like me, I can tell
I'm proud how many telcos (collectors) are begging me to pay their pseudo bills
But, each time I come, managers (got to know them
all by name) start scrambling, with their pens
Finally, one bold fella (one of the managers) comes across, with smile on his face, obviously tired of signing my cheques
all the time:
Bank manager -we need to talk, John Smith
-indeed
M - why don't you pay your phone bills?
- I'm chastising telcos, remember? We went thru this half dozen times, Tonie
M -you need to pay your bills!
- after 3 yrs and all my cheques clearing, and after bringing thru this branch hundreds of
thousands of dollars, you still don't trust me? I told you I'm not paying because bills are pseudo
and because I like chastising telcos for that. Why tell me what to do?
Now you've insulted me. Just keep on showing up when I need your
signature from now on, please. I don't need your opinion
M- I don't need to initialize your cheques..
I COME IN HIS PERSONAL SPACE, about 10" away, with minor voice and a fake smile:
- I don't need to stay with your bank. The only reason I stayed with CIBC 3 yrs
is because I'm too lazy to cancel the account. But you just pulled the rug under your feet MATE
A week later I took all the cash out and closed the account in a fashion similar to Cesar's triumphal
entry back in Rome, so everyone knew why I was leaving
Old moral of the story:
"don't bite the hand that feeds you"
New moral of the story:
"bite the hand that feeds you -- if federal reserve keeps printing cash on-tap"