One's best response, is no response. Just ignore the call.
Many of those who work as Debt Collectors are not polite because they are not Boy Scouts and/or Girl Guides. They are mainly a downtrodden lot, and their ranks include ex-convicts, drug addicts, 20-somethings without high-school diplomas and a variety of other hard-luck cases.
Oh, my gawd, they are like thugs. However, the more clean-cut types simply can’t get the job done. So don't expect that debt collector, who is calling you, to be nice!!!
i've gotta share this one
back in 2001, I bought a plane ticket for my niece to come over visit us
I paid with Visa as usual. Visa was with CitiBank
In those days, I'd pay entire balance immediately, all the time
Here is what made me tired and changed all that
-so said Visa bill arrives next month. I pay the balance ($950+) in full
all is good, its June in Vancouver and the sun shines again
But, sometime between I purchased the ticket with Visa and paying Visa off,
Visa mob decided it was bright idea to switch their customers from Visa
to MasterCard -unilaterally, that is without even our signatures as a proof we approve
of such a stupid move (these were the heydays of mutual funds and corporate mergers)
Few days later, I've got now MasterCard's bill for same amount plus interest
I argued a lot. They threatened. This went on for guess how long? As i promised: "you shall not get paid again, ever"
7 yrs. Finally they lost interest because of legal guidelines. At the end of this tirade, I was supposed to owe them $6000+. They never got 1 penny of course.
here is a pearl:
i called telus to check something with my mobile phone bill. Placed on call, waiting more
than 15 minutes, my contempt against these b*****s grew to a boiling point
Finally, a person answers
-how may I ...
me: just cancel my account starting right now please!
-sure
me: I know you record all the calls. this is September 2009 and I'm done with Telus
-may I ask why are you leaving Sir?
me: sure. I just waited more than 15 minutes for my call to be answered. That is a stunt gone bad fellas
January following year, someone from Telus called me:
-Why aren't you paying your bills Sir?
me: right. which ones?
-October, November, December and January
me: what bill? is this about the account I cancelled in September?
-(after mandatory b/s checkup) yes Sir
Me: that you will not receive from me willingly. A clear Instruction has been given to 'you'
to cancel the account .. hope you did
he, he he..he he
:D
Moral of the story?
"don't p** off your customers"
some one has used my home phone on there bills for life or death situations .now i get phone calls from dead beat collection auto dialers .should i change my phone number or should these dumb [***] collection agencies realize that the person does not reside at the phone number that they call .this is harrassment as far as i can see it .should i try and sue them for the stress it puts on me when i,m on holidays and have call forwarding to my cell.
i to get harrassed everyday by creditors looking for the prevous owner of the cell phone i've also had for almost 3 yrs, the latest one comes up unknown caller and when i answer the call i get the automated saying "this is a very important phone call from CBCC, please stay on the line for the next available representitive"....hellloooooooooo you called my phone # and expect me to be put on hold and wait..i dont think so, if they really want to get in touch with you, there should be an actual person on the other end when you do answer the phone They call you, your not calling them.....I wish i could actually find the person who had my phone # previous because this person has caused me much frustration and anxiety and i wish i could nail them to the wall.......