I also researched this phone call and belons to Countrywide, which is my current Mortgage lender. Indeed my home is in foreclosure, and I have contacted them becuase my home was going to be sold in a public auction sale, but I called them just on time to see if I can save my home from it, so they stopped the auction sale, and now they are calling me to rearrange a new plan or repayment for my debt with them. So for sure, however they didn't leave me a message, I am sure this phone belong to Countrywide Home Loans.
You are one of the lucky ones. Others have not been as fortunate in their dealings with Countrywide:
Cherokee family to tell senators about abuses by lender
When Robin and John Atchley and their four children fasten their seat belts and prepare for takeoff Monday morning, it will be a moment of firsts for the Cherokee County family.
"None of us have ever flown," said John Atchley, a native Georgian who works as a utility lineman. "We have never been no farther than Tennessee."
John and Robin Atchley now lease a house in Ball Ground. They will testify before Congress on Monday about the actions of their previous mortgage holder, Countrywide Home Loans, which they say forced them to sell that house for a loss.
And no one in the family has ever testified at a congressional hearing either. But that's about to change, too.
A U.S. Senate subcommittee asked the family to share the story of its ordeal with Countrywide Home Loans as part of a hearing to explore the misconduct of lenders in bankruptcy court.
Robin Atchley, a letter carrier with the postal service, will tell the panel of senators about losing the home she wanted her children to grow up in because of Countrywide's behavior in a bankruptcy case.
"When it comes to saving homes in bankruptcy, the bankruptcy system is broken," said Howard Rothbloom, the family's attorney. "The Atchleys' story will highlight that fact."
Thousands of families every month resort to bankruptcy when they are facing a foreclosure. A Chapter 13 stops repossessions and foreclosures and establishes a court-supervised payment plan to let families catch up on past-due bills while holding onto their homes and their cars.
The Atchleys filed for bankruptcy in 2005. They were behind with payments because Robin took several weeks of unplanned leave from her job after the sudden death of her sister.
After the family entered bankruptcy, Countrywide tried to foreclose twice within three months, claiming the family hadn't paid. But the family had paid, and their lawyer produced receipts to prove it.
The Atchleys said the problems continued as Countrywide added inappropriate fees and charges to their loan balance that eventually pushed the cost of the mortgage beyond their reach.
The Atchleys decided to sell, even though they had to take a loss and had to pay Countrywide charges they thought they didn't owe.
Although the Atchleys gave up their fight, the Justice Department's United States Trustee in Atlanta went to court in February seeking sanctions against Countrywide for its actions in the Atchley case.
That pushed the case into the national spotlight.
The Senate subcommittee will investigate allegations that such actions by lenders are widespread and are fueling the nation's foreclosure crisis.
Received 2 calls from this phone #, no message was left and don't know the phone # - who would answer a phone # like this on purpose. Advice: If a call is important -they would have left a message and even then it is for any one of us to decide if it is important or known call.