States they have documents to serve re: check fraud. Spoke with a Sarah Walker who would not send me any documentation just stated "good luck" when I get served. Refused to talk with my attorney, refused to give me any further information unless I set up a payment plan on a supposed debt from 2010.
I'm a former collection manager for a reputable company and I must say this is just another 'mom & pop' type collection agency that specializes in payday loan collections. They use legal jargon in attempts to scare people into thinking theyre in serious trouble with the law. Even if the debt they claim you owe is legit, they aren't going to serve you with papers as they claim they will. IT'S ALL A BLUFF!
Demand that they verify the debt by sending you a letter in the mail that states the name, address and ph#, and dollar amount of the company they claim you owe money to. If they refuse to do any of the above then its most likey a scam and simply hang up.
lol, Ive been told I'm going to be served at my home or place of employment for the last 10 months. Every time they call I just laugh at them and tell them what a joke they are and they just hang up.
They have called to my parents home about my husband and giving very details of his account. And they are threating to do harm to my parent.By giving they social number and saying they are coming after their bank account. These are senior citizens who dont have that much income. So we are getting lawyers in place to stop. Or they will give someone pager number or home number. Help I need them to stop. They dont give a company where they are from... We do not know who is the person calling about.
Consider maybe getting a call blocking device or phone.. You can google them and many are around $50.00 or so.If its a cell phone, some already have call blocking, if not, there are free apps on the web that will work for some. You can google this. If you have a smart phone, there is a free app called call control. Iphones appear to have apps also. Another one is called Mr. Number.
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
For Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
Also see here:
http://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
Also read up on the laws and your rights:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.