"This is Rachel from Card-holder services..." and I'm calling to scam you with some bogus plan to lower your interest rate on credit cards. Since this is all a fraud to begin with, the nocall list is useless to prevent it.
Credit card scam.
These folks call often and seemingly from different phone numbers as well. Their message begins mid-sentence and has a sense of urgency about lowering my CC rates. It's bogus. I've been on the DNC registry for a long time and just today re-registered to be double-sure nothing expired. I've also registered with the national Do Not Mail list.
Let all your friends and neighbors, especially the elderly, know that these calls are a SCAM. The elderly are especially vulnerable and it infuriates me that they would be taken advantage of.
By the way folks, you can get off the political call list, too! (Don't remember where I did it, but google it and do it now. 2012 is already hot and heavy.)