Who called from 2097828675

Another 'test' call? What the hell are they testing? I think the test is to see if you are stupid enough to answer. Anyway I added them to my call blocker.

Received a call from this number at 10:25 a.m.  No message and on my cell phone.  I did not answer and have blocked the number.

I just received a phone call at 12:38pm from this number.  No message.

Caller ID indicated "TEST"
Message was "Congratulations" - because of high credit rating would I be interested in lowering my debt/rate. I hung up.

Unknown number; no message.  Did not answer.