Number called a few minutes ago. I didn't answer, and they left no message. Will assume it's the same old credit card scam. Thanks to all for the info above.
This is a new one from Cardmember Services. Numbers are changed on a regular basis. "Lower your interest rates . . . ." Frederick, MD. Located, of all places, in Ijamsville. Yup! It is on a map. Simply do not pick up calls - had five yesterday! Real caller will leave message with contact information. These people don't bother me - everyone needs a hobby. This becomes extremely serious when these people cause harm, damaging credit, finances, or any other infringement upon privacy. Tell family and friends to leave message and call will be immediately returned if emergency. Otherwise, you will return call as soon as you can. Thank you, everyone, for sharing insight and suggestions. Be safe and have a great weekend!!
Another new phone number being used by Consumer Services. Same call regarding reducing credit card rates===your last chance call: SCAMMERS will never get it. They get the whistle every time now. Sharp and piercing.