Close - it's fraud. Or at least it was fraud in my case. and the # is actually legit - you can make them verify it by asking them about how you have used your card. If they're legit, they'll tell you the last charge, etc. (see my post below)
I received a call this morning from 302-458-0973. Was left an automated message saying I needed to call an 800 number to verify transactions on my credit card. I do have a B of A account and did call to ensure this was their fraud dept calling - and it was.
Woman named "Lois" left message and 888-221-4299 although caller id was 302-458-0973. Said she needed copy of death certificate of my deceased relative because there was a life insurance policy through their credit card. I called back and got "David" who said "Lois" was on the phone but they picked up each other's cases. When I told him the last name he knew, without any information or looking anything up, what I was calling about. He told me to send a copy of the death certificate. I told him that because I did not initiate the call he would need to email or fax to me some proof that he was legitimate. He said "the death certificate is public information" and I said "well, then, you don't need me." He got very nasty and asked if I would prefer they put in a claim against the estate. Any doubt about the legitimacy of the call was gone. I told him not to threaten me and he hung up.
someone keeps calling from 302 458 0973 and asking for my daughter-in-law. I keep telling them she does not nor has she ever lived here and to quit calling but it does no good. They call again the next month.
I got a letter from B of America saying that they had been trying to reach me by phone. I didn't recognize this number so I didn't answer..I called back to check with them after I got the letter and it was indeed their fraud Dept. There was a charge on my account that was from an old card number. It was from a company I had a subscription with while I still had the old card number. This is a legit' number.