I just got a call this morning from them saying i would be arrested tomorrow. they said they werent a collectiong agency but a law firm. when i tryied to ask questions about them, they got mad and hung up on me.
A Brandon Watson calledmy daughter several times wanting a payment of 977.21 and said if she didn,t he would have her arrested on Friday at her work and was very mean and harassing her to the point of tears.........she call me and I called the number back and he wanted a drivers license and a SScard fax with a letter and payment by this Friday. I immediatedly called my lawyer and he said did she receive a suponea or letter to appear in court. She says no and my lawyer told me to have Mr. Watson to fax the loan agreement to me so he could review and contact the (supposed law firm). Mr Watson screamed at me no he would suponea her and have her thrown in jail. I said we would gladly pay this loan if she did it but we needed the agreement to show our lawyer first. He was screaming at me and I finally hung up. I called the police dept and they said to block the caller. My lawyer said to ignore Mr. Watson and it was a scam.
They call me a million times a day! I'm a 22yr old single mother of 2.. they called me about a month ago saying I owe over $1000 to their client.. that it was a $300 dollar loan plus the interest & legal fees.. they said that they were filing an affidavit against me for fraud charges... that the police were going to pick me up from my job or house on these charges... I must admit, they scared the crap outta me.. I've never been to jail, let alone put in handcuffs!!!! I called my uncle who is a retired police officer, & he told me that they are full of [***].. that even if I did owe money, that it is a civil matter & the police would not waste their time picking someone up on such issues!! These people call my cell, my job (after I tell them not to!) & now they call me on my brother's cell... this man, "brandon freeman" called my brother's phone & refers to himself as an officer one day, then claims he's a paralegal at a law firm the next.. he says his name is freeman, than in vm's claims he's brandon johnson.. they just left a message for me on my brothers cell that they were going to pick me up tomorrow for a 30day custody & that they were also going to pick up my brother & sister for a 15 day custody!!! He even said he was going to make our lives "miserable" Hahaha.. they use sooooooo many different numbers how can I report them?? Or where do I report them at?? I am getting fed up with this b.s.!!!!!!
Since some in this thread have asked about complaint channels, here's my skinny:
This sounds like yet another fake payday loan collector calling from overseas. Their threats are empty and their rude tactics are illegal under federal law, the FDCPA. Do not argue with them, do not comply with their demands. Show them you know you have rights they are trampling.
Try demanding a mailing address or a full business name. If the caller fudges his answer or you cannot verify it, it's likely a PDL sham. Challenge their horse puckey threats; they often make rude remarks and hang up. As the bullies like to hassle people at workplaces, advise your employers and coworkers these calls are garbage.
The usual response to such a runaway debt collector stateside is to send a cease-comm letter and file suit. If you find a valid US address, please do so. Fierce consumer lawyers will leap at the chance to run such a case on contingency. However, being mostly outside U.S. borders and having no discernable addresses, these particular criminals rarely make it possible for individuals to punish them. Submit complaints to the FTC and attorneys general. The FBI is also taking comments on these hostile thugs. Pester anyone with proper authority until this fraud is investigated and smashed.
Follow this link for a payday loan scam primer ...
http://www.debtorboards.com/index.php/topic,6954.html?#msg104309
800Notes itself is thick with complaints on this issue.
Send word to the FBI via the Internet Crime Complaint Center:
http://www.ic3.gov/default.aspx
Learn how to exercise your rights as an alleged debtor from the FTC.
The more you know of illegal practices, the faster you will sniff out the fraudsters.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
I also got a call from these wierdos and they said they were going to haul me to court for hanging up on them and they were going to ruin my credit because they have my social security card number. My credit is already ruined and flagged as I have been a victim of identity theft in the past. I would really like to see these guys take me to court for hanging up on them....hahaha and they said I was illiterate. I can read! I think they meant to say an idiot! I really just laugh this off. What a scam!! Why would someone who doesnt speak english always get hired to be the spokes people for these type of fraud calls? Just sad sad lives, they have nothing else to do but make themselves more upset....:-)