It is safe. Received notification by mail from USAA a couple of weeks ago stating that someone would be calling to verify current information. They have been really aggressive the past couple of years being that I have daughter that is at that age to get a license. She still doesn't have it, but that won't stop them from trying to get her insured. Before it used to be every 6 months. Now, it's more like every three. The call is safe, but it it is really annoying.