Been getting calls from 904-418-5000 telling me they want a statement from me and that legal action is being taken. I know its a debt collector, lies as usual. If they take a check for a payday loan and i never paid the full ammount is that a crime? The original company said that they will report it as a HOT CHECK? doubt it but wonder if its true? I live in tx and like most states DEBT is a civil matter not criminal.
If you can answer my question email me
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