Dear H & P Capital,
I did return your call, only your employee acted like a child with his little "whining" and "threats" so he transferred me to his "executive" boss. (they sounded alike to me) anyway...I was willing to make a payment arrangement however, you wanted me to use a credit card to pay this payday loan off NOW! I laughed & explain to you that I've watched tv & heard all about collection companies such as yours. As I tried to explain to you that I would be more than happy to send a money order for the full balance. You said that wasn't acceptable. We went toe-to-toe for a little while on the phone & I guess you didn't like what I had to say. Hanging up on me...REALLY??!!!! I mean, how do you expect to collect any money from me? Our conversation was recorded as well & I'm sure either you will hear from my attorney, or I will hear from you soon.
"shaking head & laughing"
P.S.- I called the store I originally went to & they are more than happy to take my CASH!!
THEY THREATEN ME TO PAY THEM 372.90 BY 7:00 pm or will be class action what the heck does that mean? but i think they are the ones in trouble call id 1877-442-1601 ext. 153 name ray buchannon he should and the rest of his butt hole people should be in jail
Some lady from H&P capital called my ex and hung up. My ex called the number back, the same woman answered the phone and hung up again. Then she called back to tell my ex and I quote "you don't know me but if you go to this girls Facebook page you will see what your boyfriend does behind your back"! Not only was the call harassing to my 8 month pregnant ex but it had absolutely nothing to do with debt collecting at all... Needless to say we are heading up there tomorrow and I am seriously considering hiring an attorney to fix this issue. It's a business, when you're there conduct business and leave peoples person lives alone
These people use false names all the time (which is also illegaL) when they call.....they are just a bunch of Phone COllection Thugs who are trained to harrass and instill fear in people to pay up which is illegal also. If florida, this is strictly a civil matter and arrests are not made for "Debts".
Advise here, the company is legitimate. I used to work for them. Yes, they seem to use a heavier hand
but it is designed for one purpose, to get you to call them back. "Actions" referred to are as follows.
1. FCA or Further Collections Actions. Usually in the form of calls once a day and letters generated to
your address. Often times though the addresses are not good that they have due to alot of the consumers tend to move often to avoid being found and held accountable for these loans.
2. Some of their clients do, in fact, sue their former clients// consumer// debtor because they are unable
to locate (usually your balance determines if this is viable) mostly in the form of Judgements or wage
garnishments.
The lawyers here are right though, you should know your rights. I quit the company due to it's somewhat amoral practices. I would say it is better to just call them attain your account # and balance and name of the creditor and the address of the agency, then mail in your payments. If you are bold enough on the phone negotiate a sif or Settlement in Full, to alieviate yourself of some of the debt
do so only if they provide a reciept via fax releasing you of all liability and obligation. The only reason you would do any of what I just typed here is to get it over with and done. It is not cost efficient to change your phone number and move away to avoid the hassle, grab this particular bull by the horns, and watch as talk of $$ will slow their roll and pacify even this dumb beast.